We can accomplish some of our personal finance goals for this year 2021. This year marks a milestone in our lifetime. Pandemic has become the byword. You can make this year work towards your favor by setting targets that can jumpstart for a financially healthy year onwards. These are short-term Read more…
Budgeting is here to stay, but unfortunately, a failing budget is getting rampant. It is a common fact that most American households, and anybody for that matter, do budgeting on a monthly basis. And yet, only a few would claim they are happy with their calculations. Many people need to Read more…
In today’s digital age, we often read adverts and flyers rally for the tagline “Go Cashless”. This statement underpins the essence of carrying cash for all your routine activities. Nevertheless, in the essence of budgeting and saving, spending with cash is still the wise move. It ultimately helps your wallet Read more…
With a little strategy and conscientious planning, saving money at the grocery store can be done. The budget for groceries occupies a big chunk of our list of priorities. It is no joke unless you are earning a hefty amount, or you are living alone, or no other family member Read more…
Everyone has financial goals to pursue. Whether it be just to build emergency funds, aiming for a down payment, or saving for a major purchase. All these calls for maintaining a savings account. You might consider choosing a high-interest savings account. You earn more and reach your financial goals sooner! Read more…
Everyone may have experienced committing expensive budgeting mistakes that may cost a fortune in their lives at one point or another. It may sound devastating and incomprehensible at first glance but it does really happen. Let’s have a read for 3 expensive budgeting mistakes that could have been avoided to Read more…
Nobody is spared from any uncertainties that may happen around us. And in one way or another, these unwanted events may adversely affect our personal financial goals. The only way we can brace ourselves from these adversities is to be prepared by mastering the art of budgeting. The budget lays Read more…
Despite the complexities of our ‘wants’ in our daily living, we need to stop and rethink our values, particularly those related to money. We need to know what really matters to ourselves and our loved ones. We need to spend less than what we earn. Strive to maximize and enjoy Read more…
Everyone has to make money, from the business tycoons to the lowly minimum wage earners. Each has its own share of hardships on thinking of ways to beat the odds. We can get some money ideas from the millionaires who have made a lot of income. So, what can we Read more…
Year 2020, the year that was! Year 2020 had made us witnessed massive layoffs, furloughs, skeletal work scheduling, pay cuts, and all other dreaded labor issues. For any employed individual, he/she must be prepared for these adversities as no business, big or small, cannot guarantee continuous employment especially in times Read more…