Gone were the days when investing has been perceived as money-making only for the rich. But now, investing is being made attractive even for beginners or those who have a small amount of money to set aside. There are so many options offered in the market today. Indeed, investing is Read more…
Reinvent your budget is something you need to do if you want it to be attuned to your lifestyle and needs. Yes, budgeting is no easy task. You need to carefully review the numbers, analyze each expense item, and make sure it is aligned to your financial goals. More importantly, Read more…
Taking on your finances in order and your spending habits in control is a no-spend challenge. It is a fun way of developing healthy habits in managing your hard-earned money. In recent years, the no-spend challenge has become trendy among millennials. Say goodbye to your habit of dining out, coffee Read more…
Jumpstart your home buying journey by setting up a budget for the house down payment. However, it could be that you are seeing if you could swing to a mortgage payment. A house is one of the largest single purchases you will ever make for a lifetime. And, it would Read more…
For a lot of people, saving money is a challenge, what with their small budgets and earnings. Social media and many others have echoed much on the benefits of saving money, and yet many have no savings at all. Maybe it is time to ride on money-saving challenges in order Read more…
What would be the best way to pay your bills each month? We have read a lot about budgeting tips and we even have already practiced those. They are just as simple and straightforward as money-saving tips. One thing that poses a challenge though is to live on what you Read more…
Have you ever wondered how millionaires build their passive income? We would think that during their younger years, they had earned a lot and had built a fortune of savings. Millionaires are enjoying several streams of income. This seems tiring at first thought, but it’s not. It is because most Read more…
In one of your slack moments, try to revisit your relationship with money and find ways on how to improve it. Take a trip of self-exploration to deeply know and re-examine your values and behaviors towards managing your personal finances. Your financial behavior affects your life. What does money mean Read more…
We can accomplish some of our personal finance goals for this year 2021. This year marks a milestone in our lifetime. Pandemic has become the byword. You can make this year work towards your favor by setting targets that can jumpstart for a financially healthy year onwards. These are short-term Read more…
Budgeting is here to stay, but unfortunately, a failing budget is getting rampant. It is a common fact that most American households, and anybody for that matter, do budgeting on a monthly basis. And yet, only a few would claim they are happy with their calculations. Many people need to Read more…