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Personal Finance blog for those who want to budget and invest.

Budgeting

Financial Tips from Millionaires

You might wonder why there are people, we call them millionaires, who are successful in managing their money. It would be best to get some financial tips from millionaires who managed to beat the odds of life’s uncertainties, how they Read more…

By Anna Maria Valencia, 5 months5 months ago
Budgeting

8 Incredibly Easy Ways to Save More While Spending Less

Economics has taught us the concept of man’s unlimited wants given the scarce resources. And that we need to spend less than what we earn. Suffice to say that money indeed is a scarce resource. We need to stop and Read more…

By Anna Maria Valencia, 6 months6 months ago
Budgeting

Investing for Beginners is Made Easy

Gone were the days when investing has been perceived as money-making only for the rich. But now, investing is being made attractive even for beginners or those who have a small amount of money to set aside. There are so Read more…

By Anna Maria Valencia, 8 months8 months ago
Make a budget for cash purchases
Budgeting

Six Tips To Reinvent Your Budget

Reinvent your budget is something you need to do if you want it to be attuned to your lifestyle and needs. Yes, budgeting is no easy task. You need to carefully review the numbers, analyze each expense item, and make Read more…

By Anna Maria Valencia, 8 months8 months ago
Budgeting

How To Do A No-Spend Challenge

Taking on your finances in order and your spending habits in control is a no-spend challenge. It is a fun way of developing healthy habits in managing your hard-earned money. In recent years, the no-spend challenge has become trendy among Read more…

By Anna Maria Valencia, 9 months9 months ago
Budgeting

How to Budget for Your House Down Payment

Jumpstart your home buying journey by setting up a budget for the house down payment. However, it could be that you are seeing if you could swing to a mortgage payment. A house is one of the largest single purchases Read more…

By Anna Maria Valencia, 9 months9 months ago
Budgeting

Money-Saving Challenges for Smaller Budgets

For a lot of people, saving money is a challenge, what with their small budgets and earnings. Social media and many others have echoed much on the benefits of saving money, and yet many have no savings at all. Maybe Read more…

By Anna Maria Valencia, 10 months10 months ago
Budgeting

How to Get a Month Ahead on Your Bills

What would be the best way to pay your bills each month? We have read a lot about budgeting tips and we even have already practiced those. They are just as simple and straightforward as money-saving tips. One thing that Read more…

By Anna Maria Valencia, 10 months10 months ago
Budgeting

How Millionaires Build Passive Income

Have you ever wondered how millionaires build their passive income? We would think that during their younger years, they had earned a lot and had built a fortune of savings. Millionaires are enjoying several streams of income. This seems tiring Read more…

By Anna Maria Valencia, 11 months11 months ago
Budgeting

5 Ways You Can Improve Your Relationship With Money

In one of your slack moments, try to revisit your relationship with money and find ways on how to improve it. Take a trip of self-exploration to deeply know and re-examine your values and behaviors towards managing your personal finances. Read more…

By Anna Maria Valencia, 11 months11 months ago

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  • Financial Tips from Millionaires
  • 8 Incredibly Easy Ways to Save More While Spending Less
  • Investing for Beginners is Made Easy
  • Six Tips To Reinvent Your Budget
  • How To Do A No-Spend Challenge
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