Everyone has financial goals to pursue. Whether it be just to build emergency funds, aiming for a down payment, or saving for a major purchase. All these calls for maintaining a savings account. You might consider choosing a high-interest savings Read more…
Everyone may have experienced committing expensive budgeting mistakes that may cost a fortune in their lives at one point or another. It may sound devastating and incomprehensible at first glance but it does really happen. Let’s have a read for Read more…
Nobody is spared from any uncertainties that may happen around us. And in one way or another, these unwanted events may adversely affect our personal financial goals. The only way we can brace ourselves from these adversities is to be Read more…
Despite the complexities of our ‘wants’ in our daily living, we need to stop and rethink our values, particularly those related to money. We need to know what really matters to ourselves and our loved ones. We need to spend Read more…
Everyone has to make money, from the business tycoons to the lowly minimum wage earners. Each has its own share of hardships on thinking of ways to beat the odds. We can get some money ideas from the millionaires who Read more…
Year 2020, the year that was! Year 2020 had made us witnessed massive layoffs, furloughs, skeletal work scheduling, pay cuts, and all other dreaded labor issues. For any employed individual, he/she must be prepared for these adversities as no business, Read more…
Spending time budgeting can be time consuming. Time can be spent reviewing bills, projecting out cash flows, and slogging through spreadsheets full irregular expenses. Budgeting is important, but what also is important is time. Consolidating finances helps streamline how much Read more…
Common mistakes people make when budgeting At one point in time or another you found yourself short on cash. You review your budget and realize that you have to pull from the savings account just to make it to next Read more…
Holidays are here…and when that happens the urge to spend increases. As families gather round and feasts are cooked. Expenses go up. With that said here are 5 tips to use for budgeting during the holidays. 1. Check for Deals Read more…
Life is full of surprises, some good and some, well, not so good. Finding out you are becoming a first-time grandparent is a wonderful surprise. Finding out that you need to pay for your child’s $400 summer camp bill today Read more…